You and your partner aren’t bad with money. You just learned it differently.
A workbook that helps couples name where their money habits clash, before it turns into another fight.
The problem
If you’re here, money has probably come up in some hard conversations between you two. Or maybe you’ve been avoiding the conversation altogether.
Both are normal. Combining a financial life with someone else means combining two different histories with money, two different instincts, and two different definitions of what security even means.
Most budgeting tools assume one person, one set of habits, one point of view.
Yours doesn’t have to.
Not sure your partner will actually sit down for this? You’re not alone. Several sections are built to start solo, on your own money history and what security means to you, so you can bring something real to the table even if they’re hesitant at first.
What’s actually inside
Section 1 — Where You Each Start Separate reflection on your money history before you compare notes. Not meant to be solved, just seen.
Section 2 — Naming Your Money Styles A simple framework: Saver vs. Spender, Planner vs. In-the-Moment, Talk-it-Out vs. Avoid-it. See where you each land, and where the mismatch has been showing up as friction.
Section 3 — The Conversations You’ve Been Avoiding The ones most workbooks skip: debt one of you brought in, income differences and who gets more say, family financial support, financial secrecy, risk tolerance.
Section 4 — Building Your Shared Vision Done together, out loud: what you’re actually building toward as a household.
Section 5 — SMART Goals, Built for Two Write what each of you wants individually, then what you actually agree on. The gap between those columns is often the most useful part of the page.
Section 6 — A Spending Plan You Both Own Combined income, shared expenses, and an honest check: does this split actually feel fair to both of you?
Sections 7 & 8 — Staying on the Same Page A recurring monthly money date format, plus a yearly reflect-and-celebrate ritual so progress gets marked as a team.
Why this, not another budget app
Disagreement here isn’t a failure. It’s information. This workbook isn’t about making you agree on everything. It’s about making sure you actually know where you each stand, individually and together, before you try to build a plan on top of it. That’s how you go from managing your finances separately to actually steering them as a team.
About Brittney
I’m Brittney Awad, an Accredited Financial Counselor and founder of My Financial Equity. I built this workbook because I kept meeting couples who didn’t need another spreadsheet. They needed a way to actually talk to each other about money without it turning into a fight, and a way to stop feeling like they were each white-knuckling their finances alone.
Our Money Plan Workbook: For Couples Who See Money Differently $29 · Instant download
15 pages, delivered instantly as a PDF. Print it out or fill it in digitally, whatever gets you both to actually open it.
If this workbook doesn’t help you have a better money conversation, email me within 7 days and I’ll refund you. No hard feelings.
Not ready for the workbook, want to talk it through first? [Book a free 30-minute discovery call.]